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Are you working as a salaried employee or business and the money you earned is not sufficient for your regular needs? Then a Personal Loan is the right option. In the early days availing the Personal Loan was very difficult and we had to submit lots of documents to show our revenue to avail Personal Loan, but nowadays it's very easy and simple via online document submission and instant approvals.
With the easy availability, there are many lenders ready to provide Personal Loan on the basis of income, and once all meet their eligibility criteria instant approval and the amount will be disbursed into your direct bank account which you have given at the time of document process.
The process may vary from Bank to Bank so we would always suggest you choose the best offers that are available in the market as per your requirements and criteria and ignore others.
Maybe you will get many offers from different Banks but make sure that you choose the best one that suits you. It will be easy to repay regularly.
To know the latest availability and best offers on Personal Loan for you please visit BankBazaar.com
Among the very top-rated banks who are providing Personal Loan in BankBazaar is IDFC FIRST Bank Personal Loan who is providing the latest offers and lot of benefit's to their customer and some of them are pre-qualified loans, pre-approved loans and so on.
Read more to know about IDFC FIRST Bank Personal Loan on this blog.
IDFC FIRST Bank Personal Loan
Struggled of unexpected expenses, Medical Emergency or Grand Wedding? whatever will be your reason IDFC FIRST Bank Personal Loan will fulfill with your all needs in easy loan process. Let's see the loan process and it's benefits in detailed,
Benefits
Below are listed some of the benefits to avail the IDFC FIRST Bank Personal Loan,
- Easy Loan Process: When compare to other bank's IDFC FIRST Bank Personal Loan process is easy and simple. You can directly apply online via BankBazaar.com to know your eligibility amount within few minutes after submitted the required documents.
- Loan Availability: IDFC FIRST Bank Personal Loan was eligible for both salaried and self-employed (Business Man) professionals.
- Loan Amount: The eligible person can avail the Personal Loan amount between 1 lakh to 25 lakhs of amount on the basis of respective professional bank score.
- Loan Tenure: You can repay your IDFC FIRST Bank Personal Loan up-to 5 years from the period of Loan availed.
- Interest Rate: IDFC FIRST Bank Personal Loan interest rate was one of the very lowest loan rate which starts from 11% depends on the person bank score.
- Loan Top-up facility: Person who already availed the Personal Loan in IDFC FIRST Bank can top-up their existing loan in easy and simple manner whenever they need an extra more money.
Fees & Charges
Below are Fees and Charges of the IDFC FIRST Bank for those who are looking to avail Personal Loan,
- Pre-closure Charges = 5% of the existing principal amount
- Late payment Charges = 2% of the missed monthly EMI or Rs. 300, whichever is higher at the time of period
How To Apply for IDFC FIRST Bank Personal Loan
It is very easy and simple to avail Personal Loan in IDFC FIRST Bank by just login to BankBazaar account and go to Personal Loan and check your loan eligibility.
Once the eligibility check has been done the list of bank offers will be display according to your profile and damn sure the IDFC FIRST Bank will be display in the top most of the bank offers in that just click Apply Now button to go on the next step of the application.
If your are lucky you may get an extra deals of the BankBazaar for IDFC FIRST Bank Personal Loan you can avail them same as well with the existing IDFC FIRST Bank offer the details are listed below,
Special offers for IDFC FIRST Bank Via BankBazaar
At present there are two special offers for IDFC FIRST Bank Personal Loan if you apply only via BankBazaar.com (it depends on your eligibility check for your profile). Know something about these special offers in quick whether you will get an pre-qualified or pre-approved loans which is purely depends on your profile eligibility check. These special deals will make your loan approval process in smooth and easy.
Pre-Qualified Offer
If you are eligible for an pre-qualified offer for IDFC FIRST Bank Personal Loan then you are guarantee to get 80% of approval process when compare to other loan applicant. In this process you need to submit only the KYC document and bank statement to process your Personal Loan with IDFC FIRST Bank Personal Loan, Income proof is not required.
Pre-Approved Offer
Pre-approved loan applicants as well don't required to submit any income proof or any asset document to avail this loan. They also need to submit only KYC.
Look's interested? You can click on the below button to apply for an IDFC FIRST Bank Personal Loan in quick disbursement with minimal documentation.
